The 12th Doha Islamic Finance Conference commenced on Tuesday in Qatar’s capital. The Prime Minister, Sheik Mohammed bin Abdulrahman bin Jassim Al-Thani, endorsed the prestigious event.
The conference theme centers on “Islamic Finance in the Age of Agentic Systems.” This focus reflects how intelligent technologies are reshaping financial institutions across the Islamic world. Minister of Commerce and Industry Sheik Faisal bin Thani bin Faisal Al-Thani inaugurated the proceedings of the 12th Doha Islamic Finance Conference, with key government and financial leaders in attendance.
Agentic systems are advanced AI platforms capable of making independent decisions within Sharia frameworks. These intelligent systems analyze vast datasets rapidly and execute complex financial operations at Qatar’s leading Islamic banks in 2026. The conference explores their applications in Islamic banking, endowments, and Zakat distribution.
Sheikh Abdulla bin Fahad bin Jassim Al-Thani, Chairman of Dukhan Bank‘s Board, highlighted Qatar’s digital transformation leadership. Dukhan Bank was recognized as the best digital transformation initiative in the Middle East and North Africa in 2025. The bank has substantially modernized its payment systems and digital platforms.
Governance and Integration: Balancing Technology with Islamic Values
The Ministry of Endowments and Islamic Affairs emphasized the importance of governing these technologies responsibly. These systems must align with Islamic values and legal requirements while enhancing operational efficiency. Regulatory frameworks must anticipate the implications of autonomous decision-making.
Qatar Financial Centre acknowledged both opportunities and challenges posed by AI-based financial solutions. Governance, transparency, and accountability remain critical considerations. These technologies enable deeper understanding of client needs and more personalized services.
Dr. Qutb Mustafa Sano, Secretary-General of the International Islamic Fiqh Academy, clarified a key point. The debate isn’t whether to accept agentic systems but how to integrate them responsibly. Future relationships will involve human-machine cooperation, with humans retaining moral responsibility.
The four-day conference agenda addresses: intelligent systems in Islamic institutions, endowment evolution, virtual influencers in Islamic finance, and Zakat development. These topics represent the strategic priorities shaping Islamic finance’s future.
This conference positions Qatar as a thought leader in Islamic financial innovation and technological adoption. The intersection of tradition and technology creates opportunities for sustainable growth across the region.
Sourced by: Qatar News Agency (QNA)


